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SERVICES
Apartments primarily
75% LTV is the Most Generally, 80% LTV in Extremely Strong Cases Only
680 Score
1.20 DSCR Possible BUT Everything Else Must be Rock Solid, 1.25 DSCR is Norm
Need 9 Months of PITI in Reserves Generally
Mixed Use OK as Long as Less Than 25% of Income from Commercial
90% Occupancy Needed (otherwise a bridge loan)
C/O Possible to 65-70% on Limited Cases, all Else Must be Wicked Strong
Must Have at least 3 Yrs. Landlord Experience
Generally Non-Recourse (can get 10 year fixed, 30 year am, rates are good)
Minimum L/A %1M, max $25M